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Dallas, TX. Real Estate (214) 682-8888
OK Mortgage / AAA Realtors & Business Opportunities / OK Insurance
1545 K Ave. Suite 165
Plano, TX 75074
Office Phone: (469) 467-8008 / (469) 569-0567 Fax: (214) 889-8889 Cell Phone: (214) 682-8888 / (469) 569-0567 Home Phone: (469) 569-0567 Web Page: www.ok8888.com e-Mail: 777Realty@gmail.com Las Vegas Office: (214) 682-8888 Web at Las Vegas: www.ok8888.com
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AAA Realtors & Business Opportunities Brokers in Dallas, TX.
100 % Commission; No Monthly Fee.
Network Marketing !!!
(A Real Estate, Commercial & Business Opportunity Broker)
OK Mortgage (A Realtime online application Loans)
AAA Realtors
Dallas,Texas
Call Linda at (469) 569-0567 cell
Call Peter at (214) 682-8888 cell
or (469) 467-8008 cell
( Short Sale & Foreclosure Specialist ! )
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Stage 1: Getting Married and buying your First Home.
Most likely, you need 100% financing, you may not have much work experience, and you don't have a great amount of savings.
(Most large banks and lenders will usually want 5% to 10% down payment as well as 2 years job and rent history with good credit)
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Did they say ...
"You need money for a downpayment?"
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We have many 95% loan programs
with no MI (Mortgage Insurance)
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Did they say ...
"you need at least a 680 or 660 credit score for 100% financing?"
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Our most popular 95% loan program
only needs a 680 credit score
(Some programs go to a 650)
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Did they say ...
"Our 100% loan program requires
5% Down and a 730 Credit Score"
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We specialize in 90% loans
"SISA", No Ratio and "No Doc"
(Most programs only need 620 score)
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Did they say ...
"Your DTI (Debt to Income) ratiio is too high"
"We require a 38% to 41% ratio or less"
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Our 95% loans allow for a 50% DTI
We also have "No Ratio" Loans
(These don't look at DTI)
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Did they say ...
"You need to have been working 2 years
in the same line of work to get a loan"
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Some of our 90% loan programs
are "No Doc" which means
employment is not a requirement
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Stage 2: Having a baby and refinancing your home loan.
Diapers, Bottles, Strollers and Clothes...Have you ever wondered "How can I ever have enough money to save for retirement and my child's education?" and "How did my parents ever make ends meet?"
(Most people think the only time to refinance is to get money to pay off debts. Some loans allow you to drop your payment by as much as 50%)
| What would you do with the extra money if you could Cut Your Mortgage Payment in Half? |
| Start contributing to your 401k or 403b plan? |
Spend more time with your family? |
| Fund a Roth IRA or Traditional IRA each year? |
Put money down on a vacation home with the extra money? |
| Get health insurance in case your family became ill? |
Move forward with plans to adopt children? |
| Call your financial planner for a wealth building plan? |
Decorate the baby's room or add on to the home? |
Stage 3: Family Life and Getting a Bigger Home.
Is this your situation? "There aren't enough bathrooms and you have 3 girls, and your son wants his own room." Maybe you can now sell your current home for the down payment on a bigger home ... but should you put the money down?
(You can still buy a home without putting much of your own cash down, wouldn't it make more sense to put the proceeds of your old home to work?)
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This is where we can show you your options on how much money you put down vs. your interest rate or closing costs.
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Does putting much money down earn you a RATE OF RETURN?
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How much you put down, does not affect a home's value
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Is the money you put down on the home SAFE?
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If home prices drop, you lose access to the money
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Is the money you put down on the home LIQUID?
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When you need it most, the money can be un-obtainable
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Does the money you put down on the home reduce TAXES?
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The interest payment on your loan could be tax deductable
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| Trust us with your financing needs. |
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We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation.
Apply online today for a no-cost, no-obligation pre-approval!
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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